Stellar
this chain is a decentralized protocol for digital currency to fiat money transfers which allows cross-border transactions between any pair of currencies.
What is lumens?
It is the native stellar cryptocurrency for transferring currency cross borders. Currently, we use wire transfer, which transfers money from one bank to another till it reaches its correct currency and this can cause huge delays and fees.
DAI
Dai isn’t aimed to be an investment but more of a 1 to 1 secure, digital currency that stays at 1 DAI to1 1 USD. Dai is borderless, secure, programmable, Decentralized and fast to transfer. Decentrailized means there is no bank or government who owns or looks after your money
Deja Ballard's 